Ubezpieczenie turystyczne – podczas wyjazdu za granicę

Gdy wybieramy się za granicę nie zapominajmy o zdrowotnym ubezpieczeniu turystycznym. Jest ono niezbędnym świadczeniem, jakie powinniśmy sobie zapewnić wybierając się za granicę, bez względu na to, jaki jest cel naszego wyjazdu. A często bywa tak, że ubezpieczamy wszystko, tylko nie nasze zdrowie.

Jakie ubezpieczenie turystyczne?
W krajach Unii Europejskiej podstawowym dokumentem, poświadczającym nasze uprawnienia do korzystania z publicznej opieki zdrowotnej jest tak zwana Europejska Karta Ubezpieczenia Zdrowotnego czyli EKUZ. Obowiązuje ona we wszystkich krajach wspólnoty UE i uprawnia nas do korzystania z pomocy specjalistów przez cały czas pobytu za granicą. Jednakże, planując turystyczny wyjazd za granicę, w tym poza granice Unii Europejskiej, powinniśmy zaopatrzyć się w respektowane w danym kraju ubezpieczenie turystyczne, które zapewni nam spokojny sen bez obaw o nasze zdrowie. Jeśli nasz urlop organizujemy przez biuro podróży sam tour operator powinien wykupić dla nas automatycznie taką polisę, ważną przez cały czas trwania wyjazdu. Mimo, że biuro podróży załatwia wszystkie formalności, powinniśmy jednakże sprawdzić sumę ubezpieczenia. Lepiej jest, gdy suma ubezpieczenia jest wysoka, zwłaszcza, kiedy leczenie w danym kraju jest drogie. Zaleca się, by nie była niższa niż 50 tys. euro.

Więcej informacji na stronie serwisu www.turystyka24h.pl pod tym linkiem

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